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Trusted by 10,000+ businesses nationwide

Get the working capital your business needs to grow.

Fast, flexible financing up to $10 million — minimal paperwork, decisions in hours, and funding as soon as the same day.

Powered by industry-leading partners
Docusign Plaid Orum OnDeck Kapitus
$500M+
Funded to Date
10,000+
Businesses Served
24hrs
Average Approval Time
98%
Client Satisfaction
Funding Estimator

See how much your business could qualify for.

Drag the slider to your average monthly revenue — get an instant estimate, with no obligation and no impact on your credit.

Your average monthly revenue
$50,000
$10K$250K$500K$1M+
Estimated funding available
$40,000 – $75,000
Estimate based on typical offers. Your actual offer may vary.
Get My Real Offer
Funding Solutions

Financing built around your business.

Three flexible ways to access capital — pick the one that fits how you operate.

Traditional

Business Loans

Up to $10,000,000
  • Weekly & monthly payment terms
  • No-collateral options available
  • Less paperwork than banks
  • Competitive rates & multiple terms
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Flexible

Business Line of Credit

Up to $10,000,000
  • Funds on demand, when you need them
  • Draw what you need, when you need it
  • Only pay for what you use
  • Perfect for cash-flow management
Apply Now
Simple Process

From application to funding in 4 easy steps.

No long forms. No waiting weeks. Just 4 months of bank statements — that’s it.

1

Apply Online

Complete our simple one-page application in minutes and upload 4 months of recent bank statements.

2

Instant Analysis

Our advanced system processes your information and qualifies your business for the best funding options.

3

Review Offers

Once approved, a funding professional contacts you to walk through your offers and terms.

4

Get Funded

Sign your agreement and receive funds via wire or ACH — typically the same or next day.

Why Prestamax

When banks say no, we say yes.

Banks reject nearly 90% of small business loan applications. We approve over 90% — with technology-driven decisions and real human service.

  • High approval rates — 90% of applications approved
  • Same-day decisions powered by proprietary technology
  • Fast funding — receive funds as soon as the same day
  • No collateral required — your assets stay protected
  • Flexible repayment — pay as you earn, no fixed payments
  • Dedicated funding specialists, no hidden fees
★★★★★
“The process with Prestamax was very simple and transparent. That same day we had the capital we needed to expand our product line.”
CM
Carlos Méndez Owner/Operator, Textiles Industry

Have questions? Contact us now.

Talk to a real funding specialist — message us on WhatsApp or call and get answers in minutes.

Questions & Answers

Frequently asked questions.

Most businesses receive an approval decision within hours and funding via wire or ACH the same or next business day after signing.

Just our simple one-page application and 4 months of recent business bank statements. No lengthy paperwork, no business plan required.

No. Getting your funding options does not impact your credit score, and our working capital solutions are not based on your credit score.

You receive a lump sum of capital in exchange for a percentage of your future sales. Repayment flexes with your cash flow — when sales are high you pay more, when sales slow down your payments shrink accordingly.

Businesses operating for a minimum period with consistent revenue. We work with restaurants, retail, medical, construction, transportation, and many more industries.

None. Get your options, review your terms with a specialist, and decide what is right for your business. No pressure, no obligation.

Ready to grow your business?

Apply now and get approved in as little as 24 hours. Easy process, fast options, zero obligation.

Apply Now 📞